Compliance Report
Data last reviewed April 2026Acme RWA — fictional real-estate token issuer (Seed €2M). Comparing France · UAE · Singapore for incorporation.
Regul8 — Compliance Report
June 10, 2026Activities: RWA — Real-World Asset Tokenisation — Jurisdictions: France · UAE / Dubai · Singapore
regul8app.vercel.app · General information only, not legal advice.
Tax treatment
Tax summary per jurisdiction (shared across all activities). General information, not tax advice.
Individuals: 30% PFU flat tax (12.8% IR + 17.2% social) on occasional gains; pro traders taxed as BIC/BNC. Mining: BNC. Crypto-to-crypto = non-taxable until fiat-conversion.
NO personal income tax on crypto for individuals. Companies: 9% corporate tax on profits > AED 375K (since June 2023). VAT exempt on crypto transfers (Nov 2024).
NO capital-gains tax. Trading as business: 17% corporate income tax. GST exempt on payment tokens (since 2020). Personal income only if classified as business income.
RWA — Real-World Asset Tokenisation
Providers, vendors and partners that can run your compliance stack in the selected jurisdictions. Filtered by activity (custody, payment, AML/KYC) and jurisdictional coverage.
🛡️ AML / KYC vendors for your jurisdictions
A regulated activity typically needs KYC at onboarding, sanctions / PEP screening, transaction monitoring, and Travel Rule messaging. Here are the established providers that operate in (or passport into) your jurisdictions, grouped by function. Sumsub covers identity + Travel Rule in a single SDK; Chainalysis / Elliptic / TRM have native XRPL coverage.
Model: KYC + KYB + AML monitoring + Travel Rule under one roof. Strong in EU + emerging markets, MiCA-aligned. ~5,000 clients including major crypto exchanges.
Crypto coverage: Chain-agnostic. Used by XRPL VASPs needing onboarding KYC + Travel Rule + monitoring in a single SDK.
Model: IDV + biometric verification + ongoing monitoring. Acquired by Entrust (2024). Strong in UK / EU / US fintech and crypto markets — Coinbase Europe, Revolut historic clients.
Model: AI-powered IDV — document verification + biometric liveness + ongoing monitoring. Used by major exchanges (Bitstamp, Bitpanda, Bitso) and banks. SOC2 + ISO 27001.
Model: No-code IDV platform with high configurability. Used by US-first fintech / crypto firms — Block (Cash App), Brex, Robinhood. Strong KYB + business-verification module.
Model: IDV across 230+ countries, 11K+ document types. Estonian-base + EU MiCA-aligned. Used by Bolt, Wise, Kraken, Bitstamp.
Model: GlobalGateway — KYC + KYB across 195 countries via 450+ data sources. Strong in B2B verification (UBO, business registry checks). Canadian-base, served by major banks + crypto firms.
Model: AI-powered sanctions / PEP / adverse-media screening + ongoing monitoring. Strong in fintech and crypto — Coinbase, Gemini, BitGo, Klarna among clients. Real-time data updates.
Model: Refinitiv's World-Check (now part of LSEG) — the gold-standard sanctions / PEP / heightened-risk database. Curated by 400+ analysts; used by Tier-1 banks worldwide.
Model: Bridger Insight XG sanctions screening + Accuity payment screening. Strong in regulated banking + crypto on-ramp. US-base with global reach.
Model: Industry-standard crypto transaction monitoring + investigations + sanctions screening. Used by US Treasury / IRS / FBI + most regulated exchanges. Reactor (investigations) + KYT (Know Your Transaction) products.
Crypto coverage: Native XRPL coverage — XRPL transactions + IOU flows + AMM tracked. Reactor supports XRPL investigations. RLUSD coverage from launch.
Model: Crypto-native AML platform — Holistic (cross-chain monitoring) + Lens (entity intelligence). UK-base, MiCA-aligned. Strong in EU + UK regulated markets. Coinbase, Revolut, Binance among clients.
Crypto coverage: XRPL covered. Cross-chain heuristics for stablecoin tracing (USDC, USDT, RLUSD).
Model: Real-time blockchain intelligence + sanctions screening + investigations. Used by US Secret Service, FBI, OFAC + major crypto exchanges. Strong in compliance automation for institutional flows.
Crypto coverage: XRPL native coverage. RLUSD tracking from issuance.
Model: Leading Travel Rule messaging network for VASPs (FATF R.16). Pre-transaction sanctions screening + counterparty verification. 1,200+ VASPs onboarded. Founded by post-FATF Travel Rule architects.
Crypto coverage: Chain-agnostic — works for XRPL VASPs that need MiCA / Travel Rule compliance from day one.
Public information — not a recommendation. Verify current certifications (SOC2, ISO 27001) and jurisdictional coverage with each vendor before integration.
🏛️ Official portals by jurisdiction
Regulators, public registers and law texts to verify directly at the source. Opens in a new tab.
- RegulatorAMF — DASP / PSAN portal ↗
- Public registerAMF — PSAN public register ↗
- GuidanceANJ — JONUM (game tokens) ↗
- TaxDGFiP — crypto tax guidance ↗
- RegulatorVARA — Dubai Virtual Asset Regulatory Authority ↗
- Public registerVARA — Public licensee register ↗
- RegulatorADGM FSRA — Virtual asset framework ↗
- Law textMAS — Payment Services Act ↗
- Public registerMAS — Financial institutions directory ↗
📚 Official sources
Links to the laws and official guidance referenced in this report.
- ↪MiCA — Regulation (EU) 2023/1114· European Parliament
- ↪MiCA Articles 59-75 (CASP)· ESMA / National NCAs
- ↪MiCA Title II (Asset-Referenced Tokens)· ESMA / EBA
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- ↪MAS Payment Services Act (PSA)· Monetary Authority of Singapore
- ↪Liechtenstein TVTG (Token Act) 2020· FMA Liechtenstein
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